Terms of Service

Acceptance of Terms

By accessing or using the Stalex Financial website or services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

Services Provided

Stalex Financial provides life insurance advisory services and policy placement through licensed insurance advisors. We operate as an independent insurance agency and work with multiple A-rated carriers.

All advisors are licensed in the states in which they operate and comply with applicable insurance regulations.

No Guarantee of Coverage

Requesting a quote or consultation does not guarantee coverage approval. Insurance coverage is subject to carrier underwriting approval. Stalex Financial makes no guarantees regarding approval, rates, or specific policy terms.

Website Use

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You may not use automated tools to access or scrape our website, attempt to gain unauthorized access to our systems, or submit false information in forms.

Limitation of Liability

Stalex Financial is not liable for indirect, incidental, or consequential damages arising from your use of our website or services. Our total liability for any claim related to our services shall not exceed the fees paid by you in the six months preceding the claim.

Governing Law

These Terms are governed by the laws of the State of Florida. Any disputes shall be resolved in the courts of Florida. If any provision of these Terms is found to be unenforceable, the remainder shall continue in full force and effect.